How to Apply for MJ Newell Homes Rent-to-Own
Ready to own? The application is simple.
Step 1: Online Application (5 Minutes)
Visit mjnewellhomes.com/apply
Answer these questions:
- Full name, age, phone
- Current city/state
- Employment (job title, employer, salary)
- Credit score estimate (optional)
- Target home price range
- Preferred lease length (12/24/36 months)
Submit. Confirmation email sent immediately.
Step 2: Phone Interview (20 Minutes)
Within 24 hours, an MJ advisor calls you:
- Verify employment history
- Discuss credit situation (no judgment)
- Review rent-to-own options
- Answer your questions
- Confirm next steps
What they're listening for:
- Income stability
- Willingness to commit to timeline
- Realistic expectations
Step 3: Document Submission (48 Hours)
Gather (upload to MJ portal):
- ✓ Recent pay stubs (2-3)
- ✓ Government ID
- ✓ Bank statements (last 2 months)
- ✓ References (2-3 personal/professional)
- ✓ Employment verification letter (optional)
Step 4: Background Check & Approval (3-7 Days)
MJ pulls:
- Credit report (all three bureaus)
- Employment verification
- Rental history
- Court records (evictions, bankruptcy)
Decision: Approval email within 5-7 days
Step 5: Lease Signing & Move-In (1-2 Weeks)
- Lease agreement emailed for signature
- MJ coordinates move-in date
- First rent payment processed
- Keys handed over
Documents Needed
Must-Have
- Government-issued ID (driver's license, passport)
- Most recent 2-3 pay stubs
- Last 2 months bank statements
- Written employment verification letter (ask HR)
Nice-to-Have
- Offer letter from employer
- Letters of recommendation
- Proof of savings/assets
- Explanation letter (if credit issues)
FAQs: The Application
Q: Can I apply online only?
A: Yes. Phone interview is for clarity, not required.
Q: What if I'm between jobs?
A: If offer letter + start date confirmed, OK.
Q: Will I be denied?
A: 90% approval rate. Most people don't get denied.
Q: What disqualifies me?
- Active eviction proceeding
- Current violent crime conviction
- Fraud/forgery on application
Q: How long does approval take?
A: 3-7 days (5 days average).
Q: Can I apply if I'm self-employed?
A: Yes. Provide 2 years tax returns.
Q: Is there an application fee?
A: No. Free to apply.
What Happens After Approval?
- Lease reviewed (you ask questions)
- Lease signed electronically
- Move-in date scheduled (within 1-2 weeks)
- First rent payment due 30 days from move-in
- Keys transferred at lease signing
Ready to Apply?
Apply Now — takes 5 minutes.
Or call us to talk first.
Related Articles:
